Terms & Conditions

Terms and Conditions

Power3X.com LLC operates an online financial advisor at https://power3x.com (the “Site”). You understand and agree that by providing content or other information to Power3X.com LLC via the agreement (defined below), you are granting Power3X.com LLC all necessary rights to use that content and information on all instances of the agreement, described in more detail in Section 7(d)(i) below.

The Site, and all content available thereon, are collectively referred to herein as the “agreement”. Please read the following important terms and conditions (“Terms of Use”) carefully. These Terms of Use govern your access to and use of the agreement, including any content, information, products or services therein. This is a legal agreement between you and Power3X.com LLC. Pay Services (as defined in Section 7) may be subject to additional terms and conditions that will be provided to you when you subscribe to such Pay Services. Your use of such Pay Services will be subject to these Terms of Use and any additional terms to which you agree.


In accessing Power3X.com LLC, you agree that (1) Power3X.com LLC may publish to other users of Power3X.com LLC any content you agree to disclose on Power3X.com LLC, (2) you will not use Power3X.com LLC in any way to violate insider trading laws or other federal or state securities laws and regulations of the United States, any state or any other country, as applicable, relating to securities disclosure, securities trading, or investment advisory or brokerage services, (3) without limiting the general scope of the foregoing, you will not attempt to trade in a security in advance of posting information concerning that security, publish defamatory or misleading information concerning any security or issuer (or officer or employee thereof), manipulate the price or market for any security, or post information that you are obligated to keep confidential, and (4) you will not post any advertisement, solicitation or information that otherwise violates any applicable local, state, national or foreign law or regulation.

You understand that Power3X.com LLC and content thereon involve matters with respect to finance and investing, such as investment strategies, asset allocation, stock quotes and in particular the performance of certain exchange traded funds (and their underlying holdings), exchange traded options (and their underlying reference assets), zero-coupon treasury bonds, indices, stocks, stock portfolios, and investors. The agreement merely gathers, processes, and makes information available to you, including the recommendation of possible investment strategies. You acknowledge that: (1) Power3X.com LLC provides you with risk tolerance and investment plan recommendations based solely on profile data you provide, and unless you agree to subscribe to Pay Services (as defined below) and become a client of Power3X.com LLC, the agreement are provided for informational purposes only and Power3X.com LLC does not review the information posted on the agreement for reasonableness, strategic usefulness, or your individual investment management purposes, and Power3X.com LLC does not act in any type of financial advisory capacity for you; (2) the agreement may include information it obtains from sources such as option exchanges, stock exchanges, other financial data providers and news sources, and Power3X.com LLC does not review, endorse or analyze all such third-party information; (3) Power3X.com LLC does not guarantee the accuracy, completeness, or timeliness of any information on the agreement; (4) unless you agree to additional terms provided by Power3X.com LLC through the agreement that provide otherwise, none of the information on the agreement constitutes a solicitation or offer to buy or sell any security, or to provide financial advisory services or other advice regarding the future profitability or the suitability of any security or investment; and (5) the information provided on the agreement is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation, and no information from the agreement may be copied in any form, by any means, or redistributed, published, circulated or commercially exploited in any manner without Power3X.com LLC’s prior written consent except as provided below. Accordingly, the agreement and Power3X.com LLC’s owners, sponsors, directors, officers, employees, successors, and assigns shall not, directly or indirectly, be liable, in any way, to you or any other person or entity for any: (a) inaccuracies or errors in or omissions from the agreement or content thereon including, but not limited to, any information or analysis posted by any other user, prices of securities and financial data; (b) delays, errors, or interruptions in the transmission or delivery of the agreement or content thereon; or (c) loss or damage arising from your use of the agreement or content thereon or by any reason of nonperformance.

1. Modification of the Site or Terms of Use

Power3X.com LLC reserves the right, in its sole discretion, at any time to modify, discontinue or terminate the agreement, any portion thereof, or any content thereon without advance notice, or to modify these Terms and Conditions. All modified terms and conditions will be effective upon the date when the change takes effect, unless there is a material change, which will be effective when Power3X.com LLC provides notice to you, unless a longer notice period is required by applicable law. If any modified terms and conditions are not acceptable to you, your sole remedy is to cease using the agreement, and if applicable, cancel your Account (defined below) as specified below. By continuing to access or use the agreement after Power3X.com LLC makes any such revision, you agree to be bound by the revised Terms of Use. 1. Each version of the Terms of Use will be identified at the top of the page by the effective date.

2. Content

Certain types of content are made available through the agreement. “User Information” as used in these Terms of Use means, collectively, the information and other content that users post, upload, submit, provide, approve of, or otherwise make available to the agreement. User Information specifically includes personal information such as name, address, employer, likeness and email address, as well as any other information programmatically available to the agreement. “Content” as used in these Terms of Use means, collectively, all content on or made available through the agreement that is not User Information, including but not limited to text, data, reports, analyses, performance charts, investment portfolios, investment plans, recommendations, projections, any information identifying or describing asset managers or funds, and stock quotes. Power3X.com LLC reserves the right to remove and permanently delete any Content or User Information from the agreement without notice.

3. Eligibility

The agreement is intended solely for persons who are 18 or older. Any access to or use of the agreement by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms and Conditions. By accessing or using the agreement, you represent and warrant that you are 18 or older.

4. Account Registration

In order to access certain features of the agreement, you must register to create an account (“Account”). When you register, you may be asked to choose a user name and password, which you may use to access your Account and portfolio information in the agreement. Power3X.com LLC has physical, electronic and procedural safeguards that comply with federal standards to guard users’ non-public personal information (see Privacy Policy). You are responsible for safeguarding your passwords and you agree not to disclose your passwords to any third party. You agree that you shall be solely responsible for any activities or actions under your Account, whether or not you have authorized such activities or actions. You shall immediately notify Power3X.com LLC of any unauthorized use of your Account. You agree that the information that you provide to us on registration and at all other times, and the information you provided to any website through which you access the agreement or parts thereof, will be true, accurate, current, and complete. Power3X.com LLC reserves the right to suspend or terminate your Account if any information provided during the registration process or thereafter proves to be inaccurate, not current, or incomplete.

5. Termination Cancellation

We may terminate or suspend your access to the agreement or any portion thereof and remove any material (including User Information) from the agreement, in our sole discretion, at any time for any reason without notice to you. Further, if we believe, in our sole discretion, that a violation of these Terms of Use has occurred, we may take any other corrective action we deem appropriate. We reserve the right to investigate suspected violations of these Terms of Use, including without limitation any violation arising from any User Information. We may seek to gather information from a user who is suspected of violating these Terms of Use (or from any other user) and you agree to provide us with such information. We will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone posting, publishing, or otherwise making available any User Information, emails, or other materials that are believed to violate these Terms of Use. You may request termination of your Account at any time and for any reason by sending an email to info@power3x.com. Any suspension, termination, or cancellation shall not affect your obligations to Power3X.com LLC under these Terms of Use (including but not limited to ownership, indemnification, and limitation of liability), which by their sense and context are intended to survive such suspension, termination, or cancellation.

6. Third-Party Links

The agreement or content thereon may provide links to third- party websites or resources. You acknowledge and agree that Power3X.com LLC is not responsible or liable for the availability or accuracy of such websites or resources or the content, products, or services on or available from such websites or resources. You further acknowledge that Power3X.com LLC does not endorse such websites or resources or the content, products, or services on or available from such websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.

7. Access, Intellectual Property Rights and Ownership

a) Free Services and Pay Services As a user you may access and use certain services that Power3X.com LLC provides to you free of charge (“Free Services”), and other services may be subject to fees and additional terms (“Pay Services”). Whether a service is a Free Service or a Pay Service is within the sole discretion of Power3X.com LLC, and Power3X.com LLC can re-classify a Free Service as a Pay Service and vice versa at any time in its sole discretion. Power3X.com LLC grants you a license to access and use the Free Services; provided that: i. your use of the Free Services is solely for your personal use; ii. you will not alter or modify any part of the agreement; and iii. you will otherwise comply with these Terms of Use. Your use of the Pay Services will be subject to your agreement and compliance with these Terms of Use and any additional terms and conditions you agree to when you subscribe to the applicable Pay Service (including but not limited to payment of fees).

b) Using and Sharing Information Power3X.com LLC offers the agreement as a forum to encourage the open exchange and use of financial information. Subject to the restrictions provided elsewhere in these Terms of Use, we encourage you to use and share the financial and investment information provided through the agreement to collaborate with and engage other individuals provided that: iv. any such distribution is accompanied by a prominent link back to the Site, is accompanied by a clearly visible attribution that prominently identifies Power3X.com LLC as the source of such Content or User Information, and retains any copyright, trademark, service mark or other proprietary rights notices provided with such Content or User Information; v. notwithstanding anything to the contrary herein, you are prohibited from using, displaying, distributing, transmitting, or otherwise sharing the personal information of any user(s) (including but not limited to usernames and contact information) and Power3X.com LLC’s trademarks, service marks, and logos (except to provide attribution consistent with this paragraph); vi. without limiting the obligations in the preceding clause (i), “Power3X.com LLC Plan” must be used for any title or label you use to identify the investment information of any individual investment plan, projected performance chart or portfolio that you display, distribute, or otherwise transmit; and you must provide a link back to those items on the Site; vii. you may not use robots, crawlers, or spiders to collect or distribute the Content or User Information; and viii. collection, use, or distribution must not interfere with or disrupt the agreement, content provided thereon, or the technical delivery systems of Power3X.com LLC’s providers, in any way.

c) Ownership and Restrictions Power3X.com LLC and its licensors own all right, title, and interest, including all worldwide intellectual property rights in the agreement, Content, and the trademarks, service marks, and logos contained therein. You will not remove, alter or conceal any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the agreement, Content, User Information or related products or services.

d) User Information i. License Grant. Power3X.com LLC does not claim ownership rights in your User Information. However, by uploading, submitting, emailing, posting, publishing, providing, approving, sharing or otherwise making available any User Information to Doctor Investing Group LLC or within the agreement, you hereby grant Power3X.com LLC a nonexclusive, worldwide, royalty-free, sublicensable, perpetual, and irrevocable right and license to use, store, reproduce, modify, adapt, and prepare derivative works based on, perform, display, publish, distribute, transmit, broadcast, and otherwise exploit such User Information in any form, medium, or technology now known or later developed, including without limitation on the Site (including areas of the Site different from the area of the Site to which you provided the User Information), and on third-party websites through which you access the agreement or parts thereof. In addition, you warrant that all moral rights in any User Information have been waived, and you do hereby waive any such moral rights. You represent and warrant that you own or have the necessary licenses, rights, consents, and permissions to grant the foregoing licenses to Power3X.com LLC. Power3X.com LLC shall own all right, title and interest in and to all derivative works and compilations of User Information that are created by Power3X.com LLC, including all worldwide intellectual property rights therein. You agree to execute and deliver such documents and provide all assistance reasonably requested by Power3X.com LLC to give to Power3X.com LLC the full benefit of the rights granted to Power3X.com LLC by you. ii. Limitations. You acknowledge and agree that Power3X.com LLC may, at its option, establish limits concerning User Information, including without limitation the maximum number of days that User Information will remain on agreement, the maximum size of any files that may be stored on or uploaded to the agreement, and the maximum disk space that will be allotted to you for the storage of User Information. Power3X.com LLC shall have no responsibility or liability and you are solely responsible for creating back-ups of your User Information. iii. Disclaimer. Power3X.com LLC has no ability to control the User Information that is uploaded, posted, transmitted, provided, or otherwise made available using the agreement and does not have any obligation to monitor such User Information for any purpose. Power3X.com LLC does not endorse any User Information or any opinion, recommendation, or advice expressed therein and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Power3X.com LLC with respect thereto.

8. Restrictions

You agree you will not do any of the following while using or accessing the agreement or any content thereon:

a) Circumvent, disable, or otherwise interfere with security-related features of the agreement or features that prevent or restrict use or copying of any Content or User Information;
b) Upload, email, transmit, provide, or otherwise make available (i) any User Information which you do not have the lawful right to use, copy, transmit, display, or make available (including any User Information that would violate any confidentiality or fiduciary obligations that you might have with respect to the User Information); or (ii) any User Information that infringes the intellectual property rights of, or violates the privacy rights of, any third-party (including without limitation copyright, trademark, patent, trade secret, or other intellectual property right, moral right, or right of publicity);
c) Use any meta tags or other hidden text or meta data utilizing a Power3X.com LLC name, trademark, URL or product name;
d) Upload, email, or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation; e) Forge any TCP/IP packet header or any part of the header information in any posting, or in any way use the agreement to send altered, deceptive, or false source- identifying information;
f) Upload, email, transmit, provide, or otherwise make available, via the agreement, any User Information that is unlawful, obscene, harmful, threatening, harassing, defamatory, or hateful, or that contain objects or symbols of hate, invade the privacy of any third-party, contain nudity, are deceptive, threatening, abusive, inciting of unlawful action, or are otherwise objectionable in the sole discretion of Power3X.com LLC;
g) Upload, email, transmit, provide, or otherwise make available any User Information that contains software viruses or any other computer code, files, or programs designed to (i) interrupt, destroy, or limit the functionality of any computer software; or (ii) interfere with the access of any user, host or network, including without limitation overloading, flooding, spamming, mail-bombing, or sending a virus to the agreement;
h) Upload, email, transmit, provide, or otherwise make available any User Information that includes code that is hidden or otherwise surreptitiously contained within the User Information;
i) Interfere with or disrupt (or attempt to interfere with or disrupt) any web page available at the agreement, servers, or networks connected to the agreement, or the technical delivery systems of Power3X.com LLC’s providers, or disobey any requirements, procedures, policies, or regulations of networks connected to the agreement;
j) Attempt to probe, scan, or test the vulnerability of any Power3X.com LLC system or network or breach or impair or circumvent any security or authentication measures protecting the agreement;
k) Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software used to provide the agreement;
l) Attempt to access, search, or meta-search the agreement or content thereon with any engine, software, tool, agent, device, or mechanism other than software and/or search agents provided by Power3X.com LLC or other generally available third- party web browsers, including without limitation any software that sends queries to the agreement to determine how a website or web page ranks;
m) Violate the terms of service or any other rule or agreement applicable to you or Power3X.com LLC through the agreement’ inclusion in, reference to, or relationship with any third party or third-party site or service, or your use of any such third-party site or service;
n) Collect or store personal data about other users without their express permission;
o) Impersonate or misrepresent your affiliation with any person or entity, through pretexting or some other form of social engineering, or commit fraud;
p) Solicit any user for any investment or other commercial or promotional transaction;
q) Violate any applicable law, regulation, or ordinance;
r) Use, launch, or permit to be used any automated system, including without limitation “robots,” “crawlers,” or “spiders”; or
s) Use the agreement or content thereon in any manner not permitted by these Terms of Use.

9. Copyrighted Materials

No Unauthorized Use. If you become aware of misuse of the agreement or content thereon by any person, please contact Power3X.com LLC to report any abuse. Power3X.com LLC has adopted and implemented a policy that provides for the termination of Accounts of users who infringe the rights of copyright holders. Please see the Power3X.com LLC Copyright and Intellectual Property Policy for further information.

10. Power3X.com LLC Rules

Power3X.com LLC has provided rules to guide and limit your use of the agreement and content thereon, which it may update and modify from time to time. You agree not to take any steps designed to gain any improper advantage in using the agreement or content thereon, including, but not limited to, delaying the reporting of trades or other transactions to have the benefit of hindsight, making use of material, non-public information, exploiting errors in the agreement or content thereon, or any other deceptive or unlawful practice. Power3X.com LLC reserves the right to monitor your usage of the agreement and content thereon and to investigate suspicious activity. Power3X.com LLC may take any action it deems in its sole discretion necessary, including but not limited to terminating the Account of any user that Power3X.com LLC determines has acted unethically or illegally or otherwise has violated these Terms of Use.

11. Disclaimer of Warranties

Your use of the agreement, Content and User Information is at your sole discretion and risk. The agreement, Content and User Information, and all materials, information, products and services included therein, are provided on an AS IS and AS AVAILABLE basis without warranties of any kind from Power3X.com LLC. POWER3X.COM LLC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO THE AGREEMENT, CONTENT AND/OR USER INFORMATION, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. POWER3X.COM LLC DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED,: (I) REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS AND PERFORMANCE OF THE POWER3X.COM LLC SOLUTION, CONTENT AND/OR USER INFORMATION; OR (II) THAT THE POWER3X.COM LLC SOLUTION WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED; OR (III) REGARDING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED BY THE POWER3X.COM LLC SOLUTION INCLUDING BUT NOT LIMITED TO INFORMATION OBTAINED FROM BULLETIN BOARDS, MESSAGE BOARDS, CHAT SERVICES OR OTHER ONLINE CONFERENCING. No advice or information, whether oral or written, obtained by you from Power3X.com LLC, shall create any warranty not expressly stated in this Agreement. If you choose to rely on such information, you do so solely at your own risk. Some states or jurisdictions do not allow the exclusion of certain warranties. Accordingly, some of the above exclusions may not apply to you.

12. Limitation of Liability


13. Indemnification

You agree to defend and indemnify Power3X.com LLC and its officers, directors, employees, and agents and to hold them harmless from and against any and all claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney’s fees and costs, arising out of or in any way connected with (i) your access to or use of the agreement, Content or User Information; (ii) your violation of any of these Terms of Use; (iii) your violation of any third-party right, including without limitation any intellectual property right, property, or privacy right; (iv) any claim that your User Information caused damage to a third-party; or (v) any claim related to your distribution of any Content or User Information.

14. General

In the event that any provision in these Terms of Use is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The failure of a party to enforce any right or provision of these Terms of Use will not be deemed a waiver of such right or provision. You may not assign this Agreement (by operation of law or otherwise) without the prior written consent of Power3X.com LLC, and any prohibited assignment will be null and void. Power3X.com LLC may assign this Agreement or any rights hereunder without your consent. The relationship of the parties under these Terms of Use is that of independent contractors, and these Terms of Use will not be construed to imply that either party is the agent, employee, or joint venturer of the other. These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Delaware excluding that body of law pertaining to conflict of laws. Any legal action or proceeding arising under these Terms of Use will be brought exclusively in courts located in Delaware, and the parties hereby irrevocably consent to the personal jurisdiction and venue therein. You agree that these Terms of Use and the rules, restrictions, and policies contained herein, and Power3X.com LLC’s enforcement thereof, are not intended to confer and do not confer any rights or remedies on any person other than you and Doctor Investing Group LLC. These Terms of Use together with the rules and policies of Power3X.com LLC constitute the entire agreement between Power3X.com LLC and you with respect to the subject matter hereof. Any notice or other communication to be given hereunder will be in writing and given by (a) Power3X.com LLC via email (in each case to the address that you provide), (b) a posting on the Site, or (c) you via email to info@power3x.com or to such other addresses as Power3X.com LLC may specify in writing. The date of receipt shall be deemed the date on which such notice is transmitted.